Interest Free Credit

Up to 10 months 0% Apr interest free credit


If you are looking to spread the cost of your purchase, we offer up to 10 months 0% APR interest free credit on all purchases over £750.


A minimum deposit of 20% is required on all purchases.


Your monthly repayments will begin around 4 weeks after your purchase has been delivered


Credit is provided by Secure Trust Bank PLC t/a V12 Retail Finance and is available subject to status.

Pickworth & Son Ltd acts as a credit broker not a lender and only offers credit products for Secure Trust Bank t/a V12 Retail Finance. 


To qualify for finance applicants must be:


  • UK residents over 18 years old
  • with a good credit history, no previous County Court Judgments, Debt Relief Orders, Individual Voluntary Arrangements, defaults or bankruptcies
  • with a UK bank account in your name which accepts Direct Debits